Terms of Use
Last updated: July 19, 2024
AGREEMENT TO TERMS
These Terms of Use are a legally binding agreement between you (whether personally or on behalf of an entity) and us ("Company", “we”, “us”, or “our”), concerning your access to and use of our website and any related media (collectively, the “Site”). By accessing the Site, you agree to be bound by these Terms of Use. If you do not agree, you must discontinue use immediately.
Supplemental terms or documents posted on the Site are incorporated by reference. We reserve the right to make changes to these Terms of Use at any time. Changes will be indicated by the “Last updated” date. Your continued use of the Site after changes are posted means you accept the changes.
The information on the Site is not intended for distribution or use by any person or entity in any jurisdiction where such distribution or use would be contrary to law or regulation. Those accessing the Site from other locations do so on their own initiative and are responsible for compliance with local laws. The Site is not designed to comply with industry-specific regulations (HIPAA, FISMA, etc.).
INTELLECTUAL PROPERTY RIGHTS
The Site and its content (source code, databases, functionality, software, website designs, audio, video, text, photographs, graphics) and trademarks are our property or licensed to us, protected by copyright and trademark laws. You may not copy, reproduce, distribute, or use any content without our prior written permission. You are granted a limited license to access and use the Site for personal, non-commercial purposes.
USER REPRESENTATIONS
By using the Site, you agree to:
Provide true, accurate, current, and complete registration information.
Maintain and update the information as needed.
Comply with these Terms of Use.
Not access the Site through automated means.
Not use the Site for illegal purposes.
Ensure your use of the Site complies with applicable laws and regulations.
If any information you provide is untrue or incomplete, we may suspend or terminate your account.
PROHIBITED ACTIVITIES
You agree not to:
Retrieve data or content systematically to create a collection, database, or directory without permission.
Mislead us or other users.
Circumvent security features.
Disparage or harm us or the Site.
Use information from the Site to harass or harm others.
Abuse our support services or submit false reports.
Use the Site illegally.
Advertise or sell goods and services on the Site.
Upload harmful material.
Use the Site in an automated manner or for unauthorized data mining.
USER GENERATED CONTRIBUTIONS
You may submit content (text, video, audio, etc.) to the Site, which may be viewable by other users.
You agree that:
Your contributions do not infringe on third-party rights.
You have the necessary rights to your contributions.
Your contributions are not false, misleading, or unauthorized advertising.
Your contributions are not harmful or illegal.
By posting contributions, you grant us a license to use, reproduce, and distribute them.
We may edit or delete contributions at any time.
GUIDELINES FOR REVIEWS
When posting reviews, you must:
Have firsthand experience with the reviewed entity.
Not use offensive or discriminatory language.
Not reference illegal activities.
Not post false or misleading statements.
Not organize campaigns encouraging reviews. W
e may remove or edit reviews at our discretion.
TERMS OF SERVICE
Program name and description: Health and life insurance help. By opting you, we will receive messages regarding health and life insurance appointment bookings and informational material.
Cancellation: You can cancel the SMS service at any time by texting "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
Help: If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly.
Carrier Liability: Carriers are not liable for delayed or undelivered messages.
Message Rates: As always, message and data rates may apply for messages sent to you from us and to us from you.
For questions about your text plan or data plan, contact your wireless provider.
For questions about your text plan or data plan, contact your wireless provider.
PRIVACY INQUIRIES
For privacy-related inquiries, please refer to our privacy policy located on this page above.